Insurance for chauffeurs is designed specifically to cover drivers of luxury, high value cars, which are carrying passengers who expect a high class of service.
Traditionally chauffeur drivers are polite and discreet, dressed smartly in a dark suit and tie, boots and a hat and gloves. They will considerately open doors for passengers, assist with loading and unloading of any luggage and they are likely to have undergone additional driver training courses. A typical chauffeur or executive hire service does not use a base office and a radio and only offers pre-booked jobs; they will have a limousine or executive type vehicle and will either be pre-paid on an account basis or by credit or debit card.
If you run a chauffeur business that regularly carries passengers on a contract basis in a higher than average value vehicle you may want to look into a chauffeur insurance policy that is specifically tailored to your business, so that you don’t have to worry about replacing your vehicle at a cost that could affect your business.
Do I need Chauffeur Insurance?
Running an executive hire vehicle as an owner driver can be costly, and we recognise that day to day running costs of your vehicle can be expensive – that’s why having competitive and comprehensive chauffeur insurance is vital to your business. If you need to replace a high value executive vehicle without the appropriate cover in place, the costs could have a massive impact on your business’ finances. The guarantee of a fully licensed replacement vehicle is one that attracts many taxi and chauffeur services to protect their vehicles through a specialist chauffeur insurer.
Wedding car hire, corporate travel, airport pickups and various other chauffeur businesses commonly use executive vehicles such as Mercedes’, BMW’s, Bentley’s and more, which makes the need for the right insurance policy even more important.
What does CoverMy Cab Chauffeur Insurance cover?
Chauffeur car insurance is designed specifically for high value vehicles and the level of service that they provide. So, what exactly does it cover?
• Cover for high-value prestige vehicles up to £75,000
• Option for public liability cover
• Like for like replacement vehicle to ensure premium service is still upheld
• No claims bonus protection
• Discounts for drivers with confirmed chauffeur and executive driving experience
Why should I get Chauffeur Insurance?
As a driver of any vehicle, the need to be protected is important. When it comes to driving an executive vehicle of high value, ensuring that you are comprehensively covered becomes even more important. Without specific chauffeur or executive hire insurance, your chauffeur vehicle won’t be fully protected for any potential collisions or accidents on the road. Once a policy is taken out, drivers can rest assured that they and their passengers are safe while making pick-ups and drop offs, no matter what.
Chauffeur insurance from CoverMy Cab
As expert chauffeur insurance brokers, CoverMy Cab offer a professional and efficient chauffeur insurance service to executive car hire businesses across the UK. With our UK claims management centre open 24/7 and knowledgeable claim’s handlers, you’ll always be able to find assistance quickly and easily, should you ever need any help to make a claim.
For more information or to get a chauffeur insurance quote, call CoverMy Cab today on 0345 456 4444.