Motor Excess Protection Cover

Motor Excess Protection Cover

With real peace-of-mind, our affordable and flexible Motor Excess Protection is the most cost-effective way to mitigate the financial risks associated with high excess values on motor insurance policies.

Remove the financial risk of paying a high excess in the event of an incident. Reward yourself with peace of mind. Get in contact with one of our world-leading brokers today – we’ll guide you, step by step, because your policy is our concern.

Why Choose CoverMy?

Vehicle excess Reimbursement

Covers excess payable for Loss, destruction or damage to your vehicle

Covers excess payable for Accidental damage, fire theft or vandalism


A excess is a pre agreed amount that you will have to pay when you make a claim against your insurance. You would only be required to pay your excess in the event of a fault or split liability claim.

Excess protection is a policy that covers the excess that you are responsible for following the successful settlement of any loss, destruction or damage to your motor vehicle.

You can make 2 claims in one policy period, however the maximum amount payable under this policy will be the agreed limit shown on your statement of insurance.

You would be require to pay your excess first, to which this will then be recovered after settlement.

What Our Customers Say

Mr Hersi 10/05/2023

I will tell all my friends 


You are best insurance and best services,

That is why I chose five stars.

Thank you.

Mr Augustine 12/05/2023

Customer service

Response time to any questions is very quick, WhatsApp chat is very good for sending documents and straight forward.

When I do call, I’m not on hold for very long, so far it has been generally a great experience.

Mr Mohammed Ayub 06/05/2023

Been with them for six years.

Have been good.

Would recommend every year I get a better price than the previous year.

Customer service has got better over the years.

Get your Motor Excess cover today

We much prefer to speak to our customers, our phone lines are open Monday to Friday 9AM to 5:30PM and Saturday 9AM-2PM. Alternatively you can quote and buy your insurance policy online.

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