Private Hire Minibus Insurance

Private Hire Minibus Insurance

Private hire minibuses need specific insurance cover in exactly the same way as standard private hire taxis do. The main difference is the size of the vehicle – if your minibus carries 9-17 passengers, private hire minibus insurance is exactly what you need.

CoverMy Minibus understands that you’re operating as a business, which comes with a few legally-required insurance policies. From public liability insurance to breakdown cover, we’ll walk you through everything you’ll need to be fully protected step by step.  You’ll also need to make sure you have the correct drivers licence and vehicle permit, click here to read the government requirements on minibus licensing.

Get in touch with our team of experts today – you deserve to drive in peace.

Why Choose CoverMy?

Fully Comprehensive, Third Party Fire & Theft and Third Party Only cover levels available

Flexible payment plans, helping you spread the cost of your insurance

Third party property damage covered up to £5m

Legal Costs up to £100,000

Personal accident cover for the driver and passengers up to £30,000

Cover of your Windscreen, Glass and Sunroof.

Replacement for keys or locks if loss or stolen up to £1,000

EU Cover as standard for up to 30 day’s, up to 90 days upon referral *subjected to terms and conditions*

Cover will include use of Private Hire, Hire and Reward, and Social Domestic and Pleasure.

Passenger personal effects and luggage Cover up to £250


Private Hire car insurance, also known as Minicab Insurance is a motor insurance policy which specifically offers cover for taxi drivers where their local authority licence only allows them to take bookings for pre-arranged trips or contracts. Under a Private Hire policy you will not be covered for “plying” for hire on the street or at a taxi rank, for this you would need a Public Hire policy

Typically bookings will be made by a cab firm with the customer via a base office over the telephone and issued over a two-way radio or via a dispatch system, also private hire bookings can be made using mobile apps such as UberBoltOlaViaVan or Freenow

Alternatively you may have longer term contract bookings with local authorities or individuals and your policy will cover you for these.


Insurance for Private Hire use can be expensive. The reason for this is the generally the number of miles you’ll be driving compared to someone just using their car for personal use, as being on the road all day or night will significantly increase your exposure to accidents/incidents.

There is also the additional risk of injuries to your passengers which increases the average cost of a private hire insurance claim.

Driving in built up or highly populated areas such as London, Birmingham and Manchester will also mean a greater likelihood of accidents so premiums tend to be higher in these areas and lower in more rural areas and the countryside. CoverMy Cab offer great rates for Rural Taxi drivers

CoverMy Cab are experts in providing insurance for Private Hire and have been doing so for over 40 years. We’re committed to offering our clients the most affordable minicab Insurance.

Yes – We insure a number of imported vehicles. As long as there is a UK equivalent to the imported model and the the vehicle has passed it’s MOT, we will be able to insure it.

Yes – We also cover electric vehicles including hybrids. However, at this moment in time we do not cover Tesla models.

Yes – With our minibus polices you’ll be able to drive a maximum of 5 vehicles. If you have more then 5 vehicles then head over to our Minibus Fleet page.

What Our Customers Say

Mr Hersi 12/05/2023

I will tell all my friends 


You are best insurance and best services,

That is why I chose five stars.

Thank you.

Mr Augustine 12/05/2023

Customer service

Response time to any questions is very quick, WhatsApp chat is very good for sending documents and straight forward.

When I do call, I’m not on hold for very long, so far it has been generally a great experience.

Mohammed Ayub 06/05/2023

Been with them for six years.

Have been good.

Would recommend every year I get a better price than the previous year.

Customer service has got better over the years.

Cover your Private Hire Minibus today

We much prefer to speak to our customers so call us for a quotation, our phone lines are open Monday to Friday 9AM to 5:30PM and Saturday 9AM to 2PM. Alternatively you can quote and buy your insurance policy online.

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