Welcome to the home of Great Value Taxi Insurance

Welcome to the home of Great Value Taxi Insurance

Private Hire Insurance - CoverMy Cab

We’ve got your Taxi Insurance covered!

We’ve been providing affordable taxi insurance to private hire and public hire taxi drivers across the UK for over 40 years.

We’re independent insurance brokers and will compare taxi insurance policies from multiple insurance providers to get you the best deal.

Whatever your drive, from black cabs to chauffeurs and from minicabs to Uber and rideshare taxis, we’ll have the right taxi cover at the right price for you!

Human score    Trustpilot Stars    number of reviews    Trustpilot Logo

Why choose CoverMy Cab?

Besides offering excellent value for money there are so many reasons to choose CoverMy Cab for your taxi insurance, here’s just a few…

Over 40 years’ experience providing cover to taxi drivers

Excellent customer ratings

UK based call centre

24/7 accident and claims reporting helpline

Flexible payment plans, helping you spread the cost of your insurance

Annual and short term taxi insurance policies available

Receive an Introductory Discount for proven private car driving experience with a No Claims Bonus

We’ll keep you on the road and working with a replacement (licenced and plated) taxi in the event of a non-fault accident (Terms may apply, speak to one of our team members to find out more)

No Claims Bonus Protection

Upgrade your cover with Bolt-ons

Our bolt-ons are designed to keep you out on the road and working – Choose which ones to add to your policy for complete peace of mind.


Taxi Breakdown Cover – Roadside & Homestart

Guaranteed Replacement Taxi (Terms may apply, speak to one of our team members to find out more)

Legal Expense Cover

All Glass Cover

Extended Public Liability Insurance

Excess Protection Insurance

Wheelchair Accessible Taxi Insurance - CoverMy Cab

Why do I need taxi insurance?

If you intend to drive a licensed taxi to carry passengers in exchange for a contracted fee or metered fare you need a commercial taxi insurance policy, also called “hire and reward” insurance, which covers you for the carriage of passengers.

There are different types of taxi insurance policies available depending on how, when and where you work, the vehicle you drive and the cover you need.

Speak to one of our team members to find out what type of taxi insurance is right for you.

Insuring your taxi for use on the road is a legal requirement in the UK and having continuous hire and reward cover is a requirement of your local authority if you are operating as a licensed private or public hire driver. Taxi insurance is designed to protect you, your car and most importantly your fare paying passengers in the event of an accident.

A typical comprehensive taxi insurance policy will cover you for :

CoverMy Cover for Third Parties – covering death or injury to a person or any damage to their property or person, this includes cover for passengers in your vehicle

CoverMy Loss or damage to your vehicle due to accidental damage, fire or theft – to either repair the damage, replace parts or pay for the value of your vehicle

CoverMy Damage to your windscreen or other glass – which may be repaired or replaced

CoverMy Cover for your audio, communication and metering equipment when caused by accident, fire or theft

CoverMy Cover for personal belongings when caused by accident, fire or theft

There are many optional additional covers available, so speak to us on 0345 456 4444 for more details.

This depends on the type of taxi driver you are and your local authority licence.

If you are licenced solely for Private Hire, your taxi must be booked in advance through a base office or via a mobile ride hailing app such as Uber.

Public hire taxis can pick people up from a designated taxi rank or by being hailed on the street without being pre-booked. Generally Public Hire taxis, also known as Hackney Carriages will have a lit taxi sign when “for hire” and will display their plates on the rear of the vehicle.

Some authorities offer dual licences so you can do both Private and Public Hire business. 

We can offer the following options for your hire and reward taxi insurance policy:

CoverMy Comprehensive – This is the widest form of cover. It covers you for accidental damage to your vehicle, loss of or damage to your vehicle as a result of fire or theft and your legal liability for motor accidents caused by you, including injuries to other people and damage to property.

CoverMy Third Party Fire and Theft – This covers damage to, or loss of your vehicle as a result of fire or theft and cover for your legal liability for motor accidents caused by you, including injuries to other people and damage to property. There is no cover for your vehicle in respect of accidental damage.

CoverMy Third Party Only – This is the minimum level of cover to drive your taxi. It covers your legal liability for motor accidents caused by you, including injuries to other people and damage to property. It does not provide any cover for damage to, or loss of your vehicle.

To allow flexibility to your working patterns we can offer cover for the following policy periods for your taxi insurance:

CoverMy Annual
CoverMy Six Month
CoverMy Quarterly – 90 days
CoverMy Monthly – 30 days

CoverMy Cab will make our best effort to offer cover for all individual cases, including young and inexperienced drivers, those with motor convictions and previous claims. We’ll need to assess all the circumstances before offering you a quotation but we have a wide range of products from a number of insurers so can usually quote a premium for everyone. Call one our team on 0345 456 4444.

We can provide immediate cover and get you on the road right away. To get started just click the button below, all we need is your contact information, a few details about your vehicle and the type of cover you are looking for. Alternatively, if you would like to discuss the type of cover you think you might need, please get in touch with one of our team members on 0345 456 4444.

Click here to get your Taxi Insurance Quote

We can cover the vast majority of licensed taxi vehicles on the road in the UK, including 8 and 9 seater vehicles, electrics and imported right hand drive models. Call us with your vehicle details and we’ll give you a quote 0345 456 4444.

You can make a payment by credit or debit card, bank transfer at no extra charge or we can offer premium finance options with an initial payment and attractive monthly repayments.

Yes, your partner can be insured on your taxi at an additional premium, but first make sure your licensing authority allows this or that your partner is a licensed private or public hire driver. If they are not, they may be unable to drive your vehicle.

Your key documents, including insurance certificate, schedule and policy document will be sent to you by email within minutes. If you do not receive anything from us within 24 hours, then please give us a call and we will resend them. It’s worth checking your email spam folders just in case they have ended up there by accident.

We know your vehicle is your livelihood and understand how important it is to keep you on the road and working – Our simple to Bolt-on insurance policies are designed with you in mind, choose which ones to add to your policy: Taxi Breakdown, Replacement Vehicle, Legal Expenses, Full Glass Cover and Extended Public Liability.

Click here to find out more about our Bolt-Ons

​We want to support our customers by enabling them to work and support the communities that they live in. Please speak to one of our team members about fast food delivery cover for new and existing taxi drivers, including Uber Eats, Just Eat and Deliveroo.

Most taxi insurers only allow no claims bonus earned driving a taxi to be used on a taxi policy. However, we can offer attractive introductory discounts for private car no claims bonus. Please call us on 0345 456 4444 to discuss with one of our team members.

London Black Cab Insurance - CoverMy Cab

Need to report a claim?

No one likes to think about having a motoring accident or incident, but unfortunately, they do happen – Here’s some helpful tips on what to do if you’re involved in one:

Move to a safe place

Call the emergency services if anyone is injured

 If safe to do so, take photos with your smartphone of the scene and the vehicles involved

Exchange your contact, insurance and vehicle details with all other parties

 Take contact details of any independent witnesses

 Do not admit liability

 Call our 24/7 claims line on 0345 184 9999 as soon possible, then we’ll do the rest

At CoverMy Cab, we’ll help you every step of the way. Find out more information on making a claim.

What Our Customers Say

Joe Bloggs 25/01/2023

Lorem ipsum dolor amet

Fanny Blogs 11/01/2023

Lorem ipsum dolor amet

Joe Blogs 08/02/2023

Lorem ipsum dolor amet

Cover your Cab today

We much prefer to speak to our customers so call us for a quotation on
0345 456 4444, our phone lines are open Monday-Friday from 9am-5.30pm and Saturday 9am-2pm. Alternatively you can quote and buy your hire and reward insurance policy online.

Read what our customers say

Latest Blogs

Business Insurance Insights: Building a Blueprint to Mitigate Losses


‘The Great Resignation’ – the current economic trend where several aspiring business owners and freelancers are leaving their full-time jobs in pursuit of their own independent ventures. Why are so many people leaving the workforce to start their own businesses? Besides lessons observed from the pandemic, it’s also new, exciting, thrilling, and of course, it’s... Read more »

How To Get Cheaper Taxi Insurance Quotes


Everybody likes to save money if they can, especially when it comes to insurance. As a taxi driver, after the cost of purchasing or renting your vehicle, your insurance is probably your biggest expense.  You may think that affordable Taxi Insurance is hard to find, but with the right tips and techniques, getting cheap Taxi... Read more »

The Best Add-Ons For Your Taxi Insurance Policy


Here at CoverMy Cab we understand that sometimes things just don’t go your way. We think that taxi drivers should always be prepared for the worst. It’s important to ensure that you have the correct cover for every possible situation. We offer a wide range of Taxi Insurance Bolt-Ons that you can add on to... Read more »